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Amazon Debit Card Charges

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When does Amazon debit cards get charged: before shipping or upon receiving orders?

Amazon charges debit cards for orders after the shipping process begins [2]. When you place an order on Amazon using a debit card, they will contact your bank for a purchase authorization to verify your card or checking account [3]. However, the actual charge will not be processed until the order is ready to be shipped [2].

Here is a breakdown of when Amazon charges debit cards for different types of orders:

  1. Orders sold directly by Amazon: If you purchase items directly from Amazon, such as Amazon Basics or Amazon Fresh, your debit card will be charged when the order proceeds to the shipping stage. The charge may occur just before or right after the item is shipped [2].

  2. Orders from third-party sellers: If you buy items from third-party sellers on Amazon's Marketplace, the charging process may vary. Some sellers may choose to charge your debit card immediately after purchase, while others may wait until the shipping is confirmed. It is up to the individual seller's policy [2].

  3. Pre-orders: For pre-ordered items, you will not be charged immediately. The debit card will be charged a few days before the release date of the item, when the shipping process begins [2].

  4. Subscribe and Save: If you subscribe to regular deliveries of certain items through Amazon's "Subscribe and Save" program, your debit card will be charged when the item is shipped. You will receive a notification from Amazon about the upcoming shipment, allowing you to make any changes or cancellations before the charge is processed [2].

It's important to note that if you successfully cancel an order before it is shipped, any pending or processing charge on your debit card will be removed within 5 business days [1].


Learn more:

  1. Unknown Amazon Payment Charges
  2. When Does Amazon Charge You
  3. How Long Does Amazon take to charge your card?
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