When the ATM says that your debit card has exceeded the daily number of limits, it means that you have reached the maximum number of allowable transactions for the day. This limit is set by your bank and is in place to protect your account from fraudulent activity and to manage the availability of cash in the ATM [1].

Here are a few possible reasons why you may have exceeded the daily transaction limit, even if the day has just started:

1. Timeframe: The bank's definition of a "day" may not align with the actual calendar day. Some banks consider a day to start and end at a specific time, such as midnight or the bank's business hours. So, even if it is a new day for you, it may not be a new day according to the bank's system [1].

2. Previous transactions: If you have made transactions close to the end of the previous day, those transactions may still be counted towards the daily limit. For example, if you made transactions late at night, they may have been processed after the bank's daily cutoff time and counted towards the next day's limit [1].

3. Pending transactions: Some transactions may take time to be fully processed and reflected in your account. If you have pending transactions from the previous day, they may still be considered part of your daily limit until they are fully processed [1].

To resolve this issue, you can take the following steps:

1. Contact your bank: Reach out to your bank's customer service or visit a branch to inquire about the specific details of your daily transaction limit and how it is calculated. They can provide you with more information and help you understand why you may have exceeded the limit [2].

2. Request a limit increase: If you frequently encounter situations where the daily limit is insufficient for your needs, you can ask your bank to increase your daily transaction limit. They may be able to temporarily or permanently raise the limit based on your account history and needs [2].

Learn more:

1. What does it mean when the ATM says my debit card ... - Quora
2. Debit-Card Spending Limits: How To Increase Yours | Bankrate
3. ATM Withdrawal Limits: What You Need To Know - Forbes Advisor