When using Zelle or Venmo to send money, the level of privacy and the information displayed to the recipient may vary. Here's what you need to know:

Zelle:

• When you send money using Zelle, your name, phone number/email address, and the amount may be displayed to the recipient [1].
• Zelle typically includes the sender's name in the payment notification received by the recipient to ensure transparency and allow the recipient to know who initiated the transfer [1].
• The name displayed is the one you entered during your Zelle account setup process [1].
• If you are not comfortable with Zelle showing your name when you send money, you can consider removing or changing the name on your account profile [1].

Venmo:

• Venmo allows you to send money using either the recipient's phone number, email address, or Venmo username.
• By default, Venmo displays the recipient's username, profile picture, and the transaction amount to the sender and recipient [2].
• However, you can adjust your privacy settings on Venmo to control what information is visible to others. You can choose to make your transactions private or visible to your friends only [2].
• If you have concerns about your privacy, it's recommended to review and adjust your privacy settings accordingly.

Learn more:

1. Does Zelle Show Your Name When You Send Money?
2. Only Send Money to Friends, Family and Others You Trust | Zelle
3. 8 Common Zelle Scams And How to Avoid Them (2023)